Publications Martin Brown Publications in refereed journals 2018 Borrowing Constraints, Home Ownership and Housing Choice: Evidence from Intra-Family Wealth Transfers. (with K. Blickle), Journal of Money, Credit and Banking (forthcoming). 2018 Culture and Financial Literacy. (with C. Henchoz & T. Spycher), Journal of Economic Behavior and Organization, 150. 62-85. 2017 Credit Booms and Busts in Emerging Markets: The Role of Bank Governance and Risk Management. (with A. Andries), Economics of Transition,. 25. 377-437. 2017 Regional Inflation, Financial Integration and Dollarization. (with R. De Haas & V. Sokolov), Review of Finance. 2016 The Threat of Exclusion and Implicit Contracting. (with M. Serra-Garcia), Management Science, 63 (12). 4081-4100 2016 Understanding Bank-Run Contagion. (with S. T. Trautmann & R. Vlahu), Management Science, 63 (7). 2272-2282. 2016 Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland. (with M. Hoffmann), Swiss Journal of Economics and Statistics, 2016-I-2. 23-48. 2016 Microfinance Banks and Financial Inclusion. (with B. Guin & K. Kirschenmann), Review of Finance (2016) 20 (3). 907-946. 2015 Foreign Bank Ownership and Household Credit. (with T. Beck), Journal of Financial Intermediation. Vol. 24 (4). 466-486. 2015 The Exposure of Mortgage Borrowers to Interest Rate Risk, Income Risk and House Price Risk – Evidence from Swiss Loan Application Data. (with B. Guin), Swiss Journal of Economics and Statistics, 2015, Vol. 151 (2). 89-123. 2015 The Euroization of Bank Deposits in Eastern Europe. (with H. Stix), Economic Policy January 2015. 1-45. 2014 Bank Funding, Securitization and Loan Terms: Evidence from Foreign Currency Lending. (with K. Kirschenmann & S. Ongena) Journal of Money, Credit & Banking, 46 (7). 1501-1534. 2014 Information Asymmetry and Foreign Currency Borrowing by Small Firms. (with S. Ongena & P. Yesin), Comparative Economic Studies, 56(1), 2014. 110-131. 2013 Financial Literacy and Retirement Planning in Switzerland. (with R. Graf) Numeracy, 6 (2), Article 6. 2012 Competition and Relational Contracts – The Role of Unemployment as a Disciplinary Device.(with A. Falk & E. Fehr), Journal of the European Economic Association, 10 (4). 887-907. 2012 Foreign banks and foreign currency lending in emerging Europe. (with R.D.Haas), Economic Policy. 69. 57-98. 2011 Foreign Currency Borrowing by Small Firms in the Transition Economies. (with S. Ongena & A.P. Yesin), Journal of Financial Intermediation, 20 (3). 285-302. 2011 Who Needs Credit and Who Gets Credit in Eastern Europe? (with S. Ongena A. Popov, & A.P. Yesin), Economic Policy, 65. 93-130. 2010 The Emergence of Information Sharing in Credit Markets. (with C. Zehnder), Journal of Financial Intermediation, 19. 255-278. 2009 The Impact of Banking Sector Reform in a Transition Economy: Evidence from Kyrgyzstan. (with M. Maurer, T. Pak, & N. Tynaev), Journal of Banking & Finance, 33. 1677-1687. 2009 On Reputation – A Microfoundation of Contract Enforcement and Price Rigidity. (with E. Fehr & C. Zehnder), Economic Journal, 119. 333-353. 2009 Information Sharing and Credit: Firm-Level Evidence from Transition Countries. (with T. Jappelli & M. Pagano), Journal of Financial Intermediation, 18. 151-172. 2007 Credit Reporting, Relationship Banking, and Loan Repayment. (with C. Zehnder), Journal of Money, Credit, & Banking, 39 (8). 1883-1918. 2004 Relational Contracts and the Nature of Market Interactions. (with A. Falk & E. Fehr), Econometrica, 72 (4). 747-780. 1999 Gender Differences in Financial Decision Making: Are Women really more Risk Averse? (with R. Schubert, M. Gysler & H. W. Brachinger), American Economic Review, Papers & Proceedings, 89 (2). 381-385.